Online Banking & e-Services
Bank securely from anywhere, anytime — on your phone, tablet, or desktop.
e-Services
Everything You Need
Everything You Need
In One Platform
Our digital banking platform is designed for convenience, security, and speed — giving you full control of your finances, anytime and anywhere.
Account Dashboard
View balances and transactions in real-time.
Fund Transfers
Send money via InstaPay and PESONet.
Bills Payment
Pay utilities, loans, and other bills.
Transaction History
Download statements up to 12 months.
Loan Application
Apply for loans online, no branch visit.
Push Notifications
Get instant alerts for every transaction.
QR Pay
Scan-to-pay at merchant partners.
Security Center
Biometric login, OTP, and device management.
Security Advisory
Philippine SME Bank will NEVER ask for your OTP, password, or full account details via phone, SMS, or email. Beware of phishing and vishing attacks. If you receive suspicious communications claiming to be from Philippine SME Bank, report immediately to security@philippinesmebank.com or call +63 (2) 8888-5678.